Some of life’s unexpected plot twists – such as retirement, divorce, leaving a business, getting married, or having a child – can have significant financial considerations for you and your family. Regardless of what happens, you want the best possible plan to grow your personal and generational prosperity. If you foresee any of these significant life events, then you may want to ask an advisor for counsel regarding all of the potential implications.

CRI’s CPAs and advisors have helped thousands of clients proactively organize their personal finances. More importantly, we have built strong personal relationships by guiding clients in both small and large financial matters. We stay abreast of the new releases in legislation and we notify you regarding their potential impact and recommended courses of action. In addition to CPAs, our team is comprised of Certified Valuation Analysts (CVAs), Certified Fraud Examiners (CFEs), and other specialty credentials – credentials that play a valuable supporting role in proactively managing your financial affairs and growing your personal wealth.

Whether you need assistance in preparing your tax return or personal financial statement, planning your estate, or devising your wealth management strategy, the CRI team will give you an unbiased review of your finances. We are here to keep you on the right path as you run toward accomplishing your monetary goals.

Individual Planning
Individual Tax

Individual Planning

CRI can help you keep your finances in check.

For many individuals, personal income taxes may be their largest annual cost. We believe that providing value flies above traditional compliance (preparing and filing your tax return). True value rests in ongoing, proactive, solid strategies and solutions that help you meet your personal financial objectives while reducing your overall tax liability over time. In short, effective tax management is the cornerstone of wealth management.

In order to provide tailored guidance, we employ many multidisciplinary professionals that is well-versed in estates and trusts, retirement planning, succession planning, and personal financial statements. Additionally, our portfolio companies provide additional resources to assist you in maximizing all of your savings, including:

Let CRI evaluate your tax situation, provide strategic guidance, and serve your planning needs with integrated solutions that help you keep your finances in check.

Solutions Simplified

Down-to-earth descriptions of our services.
Estates, Trusts & Private Foundations

CRI’s professionals help you prepare fiduciary income tax, estate tax, and gift tax returns for state and federal taxing authorities. Our estate tax CPAs stay up-to-date with the frequent changes in the estate tax law and offer guidance on how these changes could impact your estate plans. Plus, we help you proactively address your estate to preserve the maximum wealth for you, your family, or your charity.

Personal Financial Statements

Individuals typically have data regarding the historical costs of their assets versus current values. Therefore, several situations present reasons for having a CPA prepare personal financial statements, including:

• lender requirements, and
• planning for estates, gifts, and income taxes.

Personal financial statements comprehensively present a person’s financial strength via a presentation of personally held assets, debt obligations, and net worth. This document is very important to lenders and investors and may range from very concise to detailed with extensive note disclosures. They may be audited, compiled, or reviewed – depending upon the desired assurance level. And the CRI team understands that individuals don’t typically maintain formal accounting systems and records like a business, so we’re ready to assist clients with personal financial statement preparation from the ground up.

Retirement Planning

The three steps to successful retirement planning are:

• evaluate current finances and income expectations,
• project future needs, and
• create a plan to address those needs, including an assessment of retirement plan options.

Level Four®, a division of Carr, Riggs & Ingram Capital Group, can help you navigate the complex retirement plan tax rules and determine the next steps to maximize your wealth for retirement planning.

Succession Planning

The main focus of succession planning is structuring an effective business exit plan — which varies greatly depending up on the owner’s goals. For example, maximizing business value to prepare for a sale requires different steps than working to retain the family legacy. From assessing a business’ intrinsic value and creating a detailed plan to maximize it to devising a plan to minimize gift and estate tax costs when transferring the business, the CRI team is ready to assist.

Wealth Management

Your Level Four® team creates the plan needed to meet your goals. Our team translates complex strategies into an organized – yet adaptable – plan unique to you. Level Four® delivers a comprehensive suite of services including asset management, retirement planning, individual financial advisory services, and business/corporate advisory services. Plus, Level Four® is structured to deliver more holistic advice and services to you.

Individual Tax

CRI helps you plan your taxes and achieve your financial goals.

Tax planning requires precision and attention to detail. That’s why the CRI team is ready to help you target as many tax benefits as possible.

CRI’s professionals apply an in-depth understanding of the ever-changing Tax Code, as well as other federal and state requirements, to devise a tax planning strategy that is tailored to your unique situation. That strategy could include: making a full contribution to an IRA, minimizing alternative minimum tax (AMT) liability, and/or timing investments to produce tax-exempt income or postpone taxes. No matter what tax needs you have, we are available year-round – before and after tax return deadlines – to help you achieve your financial goals.

The Tax Cuts and Jobs Act (TCJA) generated banner headlines about tax reductions for individuals and businesses. It’s certainly true that many of the provisions in the new law reduce tax rates and increase deductions for some taxpayers. However, some deductions that taxpayers have counted on for years have changed in ways that could increase their taxable income. To see how they may affect your individual tax return, check out our helpful chart that summarizes key changes to individual tax rules as a result of the TCJA.

Download the chart

Solutions Simplified

Down-to-earth descriptions of our services.

Divorce/Marital Dissolution

CRI provides a full range of services – from financial affidavit preparation to equitable property division to litigation support – for either spouse. Our CPAs hold specialty credentials that relate directly to divorce proceedings, including Accredited in Business Valuations (ABV), Certified Valuation Analyst (CVA), Certified in Financial Forensics (CFF), and Certified Forensics Examiner (CFE). No matter what marital dissolution services we provide our clients, we build strong relationships with them so that they know we support them through this difficult time.

Estates, Trusts & Private Foundations

CRI’s professionals help you prepare fiduciary income tax, estate tax, and gift tax returns for state and federal taxing authorities. Our estate tax CPAs stay up-to-date with the frequent changes in the estate tax law and offer guidance on how these changes could impact your estate plans. Plus, we help you proactively address your estate to preserve the maximum wealth for you, your family, or your charity.