INDIVIDUAL PLANNING

Love, Marriage, and Uncle Sam: How Getting Married Affects Your Taxes

Newlyweds have a lot to think about after getting married, and taxes aren’t always at the top of the list. However, it is always important for a new couple to consider how the nuptials may affect their tax situation and filing status. CRI has some tips to help you plan for your new life ahead. [...]

June 14th, 2018|INDIVIDUAL PLANNING|

5 Exercises to Rehabilitate Retirement Funds

Stock market crashes. Healthcare emergencies. Investment nightmares. Many Americans who had built a nest egg that they thought would ensure a comfortable retirement have found themselves suddenly scrambling to refill their retirement fund coffers after these types of unexpected crises. Is a healthy retirement still achievable after such a blow? Yes, but building a healthy [...]

May 21st, 2018|INDIVIDUAL PLANNING|

4 Debt Management Magic Tricks for Financial Success

Debt is a reality for many Americans. Consider the following statistics from consumer information provider ValuePenguin: The average amount of credit card debt in America is $5,700. More than one-third of all American households have credit card debt. The total outstanding U.S. consumer debt is $3.9 trillion. Many individuals find themselves underestimating or ignoring their [...]

December 2nd, 2017|INDIVIDUAL PLANNING, INDIVIDUAL TAX|

5 Savvy Black Friday Shopping Tips to Put In Your Bag

Last year’s Black Friday weekend estimated that more than 154 million shoppers spent an average of $290 each — both online and in stores, according to the National Retail Federation. Online sales hit a record high. If you plan to participate during this year’s biggest holiday shopping weekend, then review these five savvy Black Friday shopping [...]

October 25th, 2017|INDIVIDUAL PLANNING, NOVEMBER 2017|

Disaster Victim? Having the Right Insurance “Security Blanket” Can Be Key to Financial Recovery

When a disaster of any kind damages a home or a business, the owners’ first reaction may be to reach for something that makes them feel protected — much like the feeling of burrowing under a comfortable blanket. Below are “financial protection blankets” that individuals, businesses, or both can purchase to protect themselves from property [...]

September 29th, 2017|DISASTER PREPARATION, DISASTER RECOVERY, INDIVIDUAL PLANNING|

Apples and Oranges: Keeping Personal and Business Finances Separate

Many small business owners tend to think, “I am the business, and the business is me.” Though conceptually this may be true, it is critical to keep the financial fruits of your business separate from your personal endeavors – especially from a legal and accounting standpoint.  Taking the time and effort to maintain autonomy between [...]

December 2nd, 2016|FEBRUARY 2017, INDIVIDUAL PLANNING, START-UP BUSINESS PLANNING|

5 Situations When Your First Call Should Be Your CPA

When you're in a serious situation, you may think to phone a friend or a family member. But do you ever think to call your CPA? Watch as Brian Faircloth describes five circumstances in which your CPA should be the first person to call.

April 21st, 2016|INDIVIDUAL PLANNING, VIDEO|

Succession Planning

A succession plan outlines the process for changing control of a business when the owner(s) step(s) down from leadership while continuing business operations. Watch Michael Scott explain why it's never too early to begin succession planning.

April 19th, 2016|BUSINESS TRANSACTIONS, INDIVIDUAL PLANNING, VIDEO|

Control, Alt, Delete: 4 Types of Consumer Debt

Control-Alt-Delete allows users to close a computer application that isn't functioning properly. But what happens when your finances aren't functioning properly due to consumer debt? Watch as Louise Anderson and Scott Abrams discuss the four types of consumer debt, as well as smart ways to re-boot your finances.

April 19th, 2016|INDIVIDUAL PLANNING, VIDEO|

Navigating The Maze of Retirement Planning Options

According to the Federal Reserve’s latest Report on the Economic Well-Being of U.S. Households, 30% of non-retired respondents have no retirement savings or pension – including nearly 20% of those ages 54-64. Finding a plan that suits your individual needs is the key to planning for your retirement. Watch as Michelle Stinnett and [...]

February 2nd, 2016|INDIVIDUAL PLANNING, VIDEO|

Who Are You Going to Call…When It’s Time to Create a Succession Plan

Succession planning is critical to any business’ long-term success. Being realistic and prepared are the keys to the success of a succession plan. Watch David Oliver discuss succession planning and the benefits of being prepared for the unexpected.

June 12th, 2015|BUSINESS TRANSACTIONS, INDIVIDUAL PLANNING, VIDEO|

Life Insurance Tax Strategies: Maximizing this Multi-Use Tool

Much like a Swiss Army knife, life insurance is a versatile and powerful tool that can be used in a variety of ways to provide for the future financial needs of loved ones. And, with advance planning, policyholders can take advantage of many benefits while also maximizing life insurance tax strategies. However, life insurance is [...]

May 25th, 2015|INDIVIDUAL PLANNING|

Untangling the Estate Planning Web of Digital Assets

Estate planning has typically been a complex process with intersecting dollars and family members. Deciding who gets what is difficult enough when it comes to money, personal property, and family heirlooms. But now there is another estate planning consideration: digital assets. Weaving Online Digital Assets Together Digital assets run the gamut from online banking account [...]

March 24th, 2015|INDIVIDUAL PLANNING|

Latest IRA Rollover Rules Change the Rotation But Not the Game

Beginning in 2015, the IRS is changing the lineup on the retirement savings game. Announced in March and clarified in November, new rules controlling IRA rollovers make careful attention a necessity for individuals who play ball using the tax-advantaged retirement accounts. As of January 1, 2015, only one IRA-to-IRA rollover is permitted per taxpayer per [...]

February 1st, 2015|INDIVIDUAL PLANNING|

Start Strong with These 15 Personal Finance Tips and Exercises

The New Year is typically filled with aspirations for future success. While losing weight is still the most popular New Year's resolution, getting into better fiscal shape appears on most people’s lists, too. Like physical fitness, true financial fitness takes ongoing effort in all seasons, but getting off on the right foot feels good. So as a [...]

January 1st, 2015|INDIVIDUAL PLANNING|